Private Loans

Private Loans for U.S. Students


If you are ineligible for U.S. federal loans, you may be able to use a U.S. private student loan to support your studies, Additionally you can use a combination of U.S. Federal Aid and Private loans as long as you do not exceed your cost of attendance.

You are strongly advised to investigate U.S. Federal Loans before applying for a U.S. private student loan, as federal loans are often cheaper and most American students are eligible for them. Note: Private student loans do not enable you to borrow more funds than U.S. federal loans and are subject to credit checks.

Sallie Mae is the only U.S. lender we are aware of that is willing to lend to students at a foreign school, therefore the details on how to apply relate to the Sallie Mae application process. For further information see How to apply.

Inclusion of Private lenders on our website is not an endorsement or recommendation.


How to apply

When you have finished, send the completed spreadsheet by email to with a subject field: USL Private Loan SLMA indicating:

  • Surname & forename
  • Student ID number
  • SSN

When we have completed our loan packaging we will send you a signed PDF letter confirming the loans we have certified.